CREDIT & CARDS

Let me explain myself…

Let me explain myself…

I said it! In 2024 I am going HARD on all my income streams which means I am taking my blog into VLOGGING! I mean it’s basically doing two things at once and my ADHD is all over this!I am a TALKER and I want to go into depth of every topic and every resource SUBSCRIBE TO OUR YOUTUBE This is what I want for 2024 1. Evolution of Content:Mama's Dinero has always been about more than just entertainment; it's about community, empowerment, and financial literacy. In 2024, the channel is set to expand its horizons. While retaining its core...

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Bad Money Habits to Break: Steps for Starting a New Financial Lifestyle

Bad Money Habits to Break: Steps for Starting a New Financial Lifestyle

Bad money habits can be tough to break. But what is the point in living paycheck-to-paycheck or spending more than you make? It’s time for a new financial lifestyle. This post will give four steps that will help you start your journey to breaking bad money habits and building up savings. Bad money habits to break Spending more than you earn. The first step toward a financially responsible lifestyle is spending less than you make and creating an emergency fund . If your job was eliminated tomorrow, how long could you survive without an income? Six months? A year? Living...

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SHOULD I TAKE OUT A PERSONAL LOAN TO PAY OFF CREDIT CARD DEBT?

SHOULD I TAKE OUT A PERSONAL LOAN TO PAY OFF CREDIT CARD DEBT?

Can’t stop thinking about the burden of your credit card debt? If you are obsessing about your financial problems or you are in financial hardship then, we are confident that you’d really like to hear what we got for you. In this blog post, we will be covering how good the idea of taking a loan to pay off your credit card debt is. Credit cards are operating at an interest rate of nearly 17 percent, which will rise in the future.  Currently, the world is going through an economic crisis, and we have seen a recession-like situation due to...

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Why Does Your Credit Score Drop When You Pay Off a Debt?

Why Does Your Credit Score Drop When You Pay Off a Debt?

Owning a big pile of debt is one of the worst circumstances anyone could ever be in, but let’s say that you finally are paying off that malign debt, you should expect everything to turn bright, right? Guess what? Paying off debt may lower your credit score! Let’s find out why. Financial freedom is hard to crack, but it's fascinating these days. However, you can earn financial freedom in hundreds of ways. One of the most amazing feelings is when you have paid off your debts. It is almost a dream for everyone to get rid of their debts and...

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